regulatory
FINMA guidance 01/2026 issued
New FINMA guidance on crypto-custody segregation.
Intelligence · Switzerland
Switzerland — Law, Policy & Sentiment
Who supervises and interprets fintech, crypto and AML-CTF in Switzerland — federal, cantonal, and the crypto ecosystem — and what has moved. A directory of the bodies that apply judgement, with the latest official changes.
Zug ZG
"Crypto Valley": accepts tax in crypto (to CHF 1.5m); CVA HQ; highest blockchain-company density.
Cantonal bank: Zuger Kantonalbank (ZGKB)
Local media: Zuger Zeitung · finews.ch
Select a canton on the map or from the list. Cantonal disposition is held internally.
What changed
regulatory
FinIA reform consultation closed
The Swiss FinIA reform consultation closed; new payment- and crypto-institution licences advance toward entry into force in 2026/27.
Federal & national authorities
Supervisors & ministries
Swiss Financial Market Supervisory Authority
FINMALicenses and supervises banks, insurers, securities firms, DLT trading venues and crypto services; recognises the AML SROs; enforces AML/CTF.
Official site ↗State Secretariat for Economic Affairs
SECOAdministers Swiss sanctions and embargoes; export controls; international trade policy.
Official site ↗Federal Council
FCThe seven-member executive; opens the major consultations that set fintech/AML policy (e.g. the FinIA reform).
Official site ↗Financial intelligence & enforcement
Money Laundering Reporting Office Switzerland
MROSThe Swiss FIU (at fedpol): receives and analyses suspicious activity reports and disseminates financial intelligence. Egmont Group member.
Official site ↗Federal Office of Police
fedpolFederal criminal police; hosts MROS; money-laundering and financial-crime investigation.
Official site ↗Office of the Attorney General of Switzerland
OAGProsecutes complex and intercantonal financial crime, money laundering and terrorist financing (White-Collar Crime division).
Official site ↗Crypto, DLT & industry
State Secretariat for International Finance
SIFSets financial-market policy; administers the DLT Act framework; leads the FinIA reform (payment-institution and crypto-institution licences, stablecoin issuance).
Official site ↗Crypto Valley Association
CVAZug-based blockchain-ecosystem body; advocacy, networking and research; engages FINMA and the Federal Council.
Official site ↗Swiss Blockchain Federation
SBFCross-canton blockchain advocacy and framework body; member cantons include Zug, Zurich, Geneva, Ticino, Neuchâtel, Bern and Lucerne.
Official site ↗Swiss FinTech Association
SFTARepresents fintech startups, corporates and investors; supports the FinIA reform.
Official site ↗AML self-regulatory organisations
Swiss Bankers Association
SBABanking-sector body; issues the CDB due-diligence agreement; guidelines for blockchain-company banking.
Official site ↗VQF — Association for Quality Assurance in Financial Services
VQFLargest FINMA-recognised AML SRO (Zug); crypto-heavy membership; stringent business-model review.
Official site ↗PolyReg General Self-Regulatory Organisation
PolyRegFINMA-recognised AML SRO; broad range of financial-intermediary business models.
Official site ↗SO-FIT — Organisme d'autorégulation des intermédiaires financiers
SO-FITFrench-speaking FINMA-recognised AML SRO; blockchain/crypto compliance experience.
Official site ↗ARIF — Association Romande des Intermédiaires Financiers
ARIFGeneva-based FINMA-recognised AML SRO for financial intermediaries in the Romandie.
Official site ↗OAD-FCT — Fiduciari del Cantone Ticino
OAD-FCTTicino-based FINMA-recognised AML SRO for Italian-speaking financial intermediaries.
Official site ↗Central bank & parliament
Swiss National Bank
SNBMonetary policy and financial stability; oversees systemically important payment infrastructures; runs a wholesale CBDC pilot.
Official site ↗Parliamentary Economic Affairs & Taxation Committees
WAK-N / WAK-SThe National Council and Council of States committees that scrutinise fintech, crypto and AML legislation.
Official site ↗