Authority for Anti-Money Laundering and Countering the Financing of Terrorism
AMLACentral EU AML/CTF authority (Frankfurt); coordinates national supervisors and FIUs; direct supervision of high-risk firms from 2028.
Official site ↗Intelligence · European Union
European Union — Law, Policy & Sentiment
Who supervises and interprets fintech, crypto and AML-CTF across the EU — the EU-level authorities and, in every member state, the competent authority and financial intelligence unit that apply the single rulebook.
EU-level authorities
Supervisors & standards
European Banking Authority
EBABanking/payments standards; AML guidelines until AMLA takes over; ARTs/EMTs oversight.
Official site ↗European Securities and Markets Authority
ESMASecurities & markets; interprets MiCA; runs the central crypto-asset (CASP) register.
Official site ↗European Insurance and Occupational Pensions Authority
EIOPAInsurance & pensions supervision; AML/CTF guidelines with EBA/ESMA.
Official site ↗European Central Bank / Single Supervisory Mechanism
ECB/SSMPrudential supervision of significant banks; integrates ML/TF risk into prudential work.
Official site ↗Financial intelligence & enforcement
European Anti-Fraud Office
OLAFInvestigates fraud against the EU budget and misconduct in EU institutions.
Official site ↗Europol — European Financial and Economic Crime Centre
EFECCEU law-enforcement support centre for money laundering and economic crime.
Official site ↗EU FIUs' Platform / FIU.net
FIU.netCross-border financial-intelligence exchange network (transferring to AMLA management).
Official site ↗Prosecution & courts
European Public Prosecutor's Office
EPPOInvestigates & prosecutes crimes against the EU's financial interests.
Official site ↗Eurojust
EurojustCoordinates cross-border prosecution of serious financial crime.
Official site ↗Court of Justice of the European Union
CJEUFinal interpreter of EU law — AMLA Regulation, MiCA, the AML directives.
Official site ↗Data protection & policy
European Data Protection Board
EDPBConsistent GDPR application, including AML/CTF data processing.
Official site ↗European Commission — DG FISMA
DG FISMAProposes and implements EU financial regulation; oversees the ESAs and AMLA.
Official site ↗Member states
Germany
Federal Financial Supervisory Authority
BaFinIntegrated financial supervisor; MiCA NCA; AML enforcement.
Official site ↗German FIU (at the Customs Investigation Bureau / Zoll)
FIUNational FIU within the customs administration.
Official site ↗What changed
regulatory
MiCA transition closed — now fully applicable
The MiCA transition window closed; unauthorised CASPs must stop serving EU clients.